A lower base rate doesn’t automatically mean every mortgage becomes cheaper. Lenders react at different speeds, and the right mortgage depends on your circumstances and future plans.

• First-time buyers may see improved affordability
• Home movers could access better loan-to-value options
• Remortgaging avoids higher standard variable rates
• Independent advice helps avoid costly mistakes

Use the calculator below for a rough idea of monthly payments. This is for guidance only and not a mortgage offer.

Complete the form below and I’ll personally introduce you to a trusted, independent and FCA-authorised mortgage adviser.

Mortgage products change constantly. A broker can compare lenders, explain the small print and help find a mortgage that suits both your budget and future plans.

• Access to a wide range of lenders
• Support for self-employed or complex income
• Guidance on fixed, tracker and offset mortgages
• Help navigating affordability criteria

The information on this page is provided for general guidance only and does not constitute financial advice.

iMoved does not provide regulated mortgage advice. We introduce clients to trusted, FCA-authorised mortgage advisers who provide advice based on individual circumstances.

Please note: iMoved may receive a referral commission if you proceed with a mortgage through a recommended adviser. This does not affect the advice you receive or the mortgage options available to you.

Whether you’re buying your first home, moving or reviewing your mortgage, I’m here to help point you in the right direction with clarity and confidence.